Title: Terms & Conditions
Content:
By using the online loan repayment facility on this website, you agree to the following terms:

Accuracy of Information: Users are responsible for entering correct loan account details and payment amounts. KSPMMWDC is not liable for payments made against incorrect account information.
Payment Confirmation: A successful payment will be confirmed via an on-screen receipt and, where applicable, SMS/email notification. Please retain this for your records.
Payment Gateway: All online transactions are processed through a secure third-party payment gateway. KSPMMWDC does not store your card/banking credentials.
Service Availability: While we strive for uninterrupted service, KSPMMWDC does not guarantee the website or payment facility will be available at all times without interruption.
Liability: KSPMMWDC shall not be held liable for any loss arising from technical failures, incorrect data entry by the user, or delays caused by the payment gateway/bank.
Jurisdiction: Any disputes arising from use of this service shall be subject to the exclusive jurisdiction of the courts in Thiruvananthapuram, Kerala.
Amendments: KSPMMWDC reserves the right to modify these terms at any time without prior notice.

For queries, please call +91-9188940788 (10 AM to 5 PM on working days).